Matt Lloyd’s My Online Business Empire Review

Name: My Online Business Empire (MOBE)
Price: $49 + $19 per month + ABUNDANT Upsells
Owners: Matt Lloyd
Overall Rank: 1 out of 5 Stars

What Is My Online Business Empire

In this thorough review I will disclose who they are as well as if there is a legitimate chance or if this product is yet another pyramid scheme.  Read my review below for full details.

My Online Business Empire (also known as MOBE) is a training and internet marketing program which was developed by the Australian born entrepreneur Matt Lloyd.

This program consist of products that Matt made and it also includes some other products licensed from other internet marketers including Jonathan Budd.

This program is said to be tailored for entrepreneurs looking to advance their skills in internet marketing and network marketing, but you will soon see why this is not so very special.

The Pros and Cons of My Online Business Empire


  • A few acceptable training
  • Good percentage payouts depending on which product you sell


  • You need to buy other products within the system so that you can sell them
  • All of their products are high-priced
  • Little to no focus on generating a real business
  • Mediocre customer help and a dull so called community
  • A lot of pointless products within the program
  • Program is developed around other online “gurus” with no real interest in helping others

Who is My Online Business Empire Intended For?

If you think that you can run your “own” business promoting your own niche or products with this program think again!

When you join this program, you’ll become an affiliate to promote Matt Lloyd’s products and in turn, you will be getting either 50% or 90% commission.

On the other hand, the one making the most money is Matt himself as he earns from all the back end sales you do and plus, he will be the one getting all the traffic to gain more exposure.

With this program, you will not be learning on how you should build a real business in your particular niche that you are interested in.   Much less to show you how to successfully promote your local business.

I don’t know about you, but this is in no shape, way or form a win-win situation!

There are so many products to choose from where you can start your membership with MOBE.  You can start with My Online Business Empire for $97 per month and you “might” potentially have the opportunity to earn commissions up to $1,200 or more.

However, we will be covering this in more in depth on the Compensation Plan further down on this review.

According to this program, they claim that Matt Lloyd will be working for you.  But let me tell you, the only thing I see this system do is up-selling your prospects into higher levels of the program and you keep 90% of the commissions on any of the products that are priced from $97 to over $4,000.

And that’s ONLY if your prospects get fooled to buy, if not, you see nothing rolling into your bank.

How Much Does My Online Business Empire Cost?

One thing you have to keep in mind is that this program is more intended to “Making” money and NOT helping people.

Below you will find the products that will be necessary for you to buy in order to get somewhere with this program.  Once again, they will fool you to join by their initial entry point, then the upsells start from there.

For example, if you want to join Matt’s partnership, you will need to charge your credit card with a whopping sum of $1997 for the MOBE License Rights.

This will grant you access to the whole My Online Business Empire, which pretty much gives you the chance to start promoting the same stuff as others are. These rights will include some of the following trainings:

  • MOBE Licensee Course:
    – A step-by-step how to sell the MOBE program.
  • OPT Formula:
    – What, how, when and where to outsource your work.
  • My Online Business Empire:
    – Teaches you about email marketing.
  • Affiliate Bonus:
    – Affiliate Marketing Successful Strategies
  • Funded Proposal:
    – How to build your sales funnel for MOBE

Mind you, if you want to make those commissions, you will now then need to sucker your prospects to the same garbage of products you got suckered in and ripped off from.

Here are some of the products you need to buy and try to sell as well in order to earn a 90% commission:

  • $49 – My Top Tier Business (MTTB) 21-Steps
  • $19 per month – 21-Steps recurring fee from 2nd month onwards
  • $97 per month – Inner Circle Membership
  • $97 per month – MOBE Elite Earners
  • $97 per month – Done For You Emails
  • $194 – My Email Marketing Empire
  • $194 – OPT Formula (Outsourcing Formula)
  • $194 – Funded Proposal
  • $291 – Affiliate Bonus Domination
  • $9.95 – IM Revolution Handbook
  • $9.95 – For the 7 day trial access to MOBE Inner Circle

Now that’s not all Folks!

My Online Business Empire Products, Even More Upsells

Are you ready for this?  Well if the above was not enough to squeeze out your very last penny out of your bank, the below products within this program might.  Here are the MOBE products you can earn 50% commissions with:

  • $997 – Online Income Revolution by Matt Lloyd
  • $997 – The 90 Day Challenge
  • $997 – Six Figure Coaching Secrets
  • $997 – Add the Nitrous
  • $1997 – For 10,000 Leads in 100 Days
  • $4997 – Diamond Coaching Program
  • $8997 – Titanium Mastermind

So if we are keeping tab on all of this and if you have invested in this entire system, you are looking at $310 per month PLUS $22,917.90 in one time payments.

If it was up to me, I would be looking in better ways to be investing this kind of money.

However, if you want to throw away this kind of money to a ponzi scheme like My Online Business Empire, let it be known that I at least try to forewarn you.

Plus you have to remember that you will only be promoting the same products you have bought, nothing else to it.

Does Matt Lloyd Offer ANY Support?

You either have to have his Facebook account on your bookmarks or wait patiently if you try to reach his “support” team.  There has been several reports that he bashes to members and calls them names if by any way, shape or form he feels threatened or questioned about his products.

Let me tell you, in this business, you are always going to have the haters, but that does not give you the right to be name calling people, especially on public forums.  For me this shows lack of professionalism on Matt Lloyd’s behalf.

Below you can see why your questions may be “overlooked” or maybe why it will never even get answered:

The above is an actual response from Matt Lloyd himself trying to give the “reasons” as to why his support desk is slow in responding to Member’s questions and/or concerns.

Now, I don’t know about you, but if I’m spending thousands of my hard earned money to a product, why would I still have to wait for more than 24 hours to be helped?

You would think that Matt would invest a lot more than just trying to hire just two new staff members, especially if he claims that he is “busy” running a multimillion business.

Hence why I have flagged this company as a ponzi scheme.

Now to make things worst, the only way he claims to be reached personally if you ask your questions is through his Facebook page.  This for me raises even more red flags on the success of his program.

You would think that within the system he would communicate with each of its members, but he doesn’t.  You have to go to a free social network like Facebook to try to communicate with him.

Sadly, This Is Yet One More Online Scam

Like many online program scams in this industry, this one is not any different.   They start by bribing you with a low cost entry point and then riddled with upsells.

You get this “feeling like” that in order for you to be successful, you must buy the other products.  You will be promoting the same products you buy to others, hence there is no physical product to sell or what’s even worst, you are spending thousands of dollars to sell a product that is not in your niche.

You landed to this page because someone is trying sell the MOBE program to you and you are trying to find out more about them or maybe you have realized the many red flags that this program has thrown at you and you don’t want to fall once again to these scams online.

The person that sent you that email to promote you My Online Business Empire is more interested in your money than actually trying to help you build a real business.

People buy in for the $49 and quickly realize after the initial course that in order to continue you will have to pay thousands more to keep the membership.

I definitely wouldn’t want you to fall for this.  I’m most positive that you are way better than this.

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Cancel Tickets of Cheaters Who Used Website Hacks in Burning Man Festival

Tickets for the annual Burning Man festival in the Nevada desert are hot supplies, with over 80,000 people registering for the latest release of 40,000 tickets.

This festival started as the burning of a wooden figure on a beach on the summer solstice in 1986 has currently grown to a yearly event that attracts tens of thousands of people. In the last few years, the event has become increasingly popular among the Silcon Valley set, with attendees with Larry Page, Sergey Brin, Elon Musk, Jeff Bezos and Mark Zuckerberg.

Unfortunately thousands of fans who pre-registered to buy tickets but weren’t able to get through the online queue in time, a flaw in the ticketing website permitted some crafty hackers to hack the system in order to jump to the front of the line.

After tickets for the occasion sold out in an hour last Wednesday, Burning Man acknowledged that some people had cut in front of others unfairly when the online sale opened.

In a blog post the next day, Burning Man said about 200 people broken a backdoor in the ticketing website to get to the front of the queue. It guaranteed genuine ticket buyers that the organization was taking steps to address the problem by canceling the fake ticket purchases.

The good news is that we can track them down, and we’re going to cancel their orders. The tickets from those orders will be made accessible in the OMG Sale in August. Of course, steps are being taken to prevent this from happening again in upcoming sales.

Burning Man organized the online sale as “first come, first served,” with a limit of two tickets per person, and required potential buyers to pre-register to receive an email with a link to access the ticketing site. To manage the online sale of the 40,000 existing tickets for the 2015 festival – at $390 a pop – Burning Man used the ticketing organization Ticketfly.

Yet, according to posters at the Burning Man page on Reddit, a few lines of JavaScript embedded in Ticketfly’s online queue exposed the URL of the site’s ‘waiting room’, allowing anyone who could read the code to jump ahead.

As reported by Wired, expressive the URL for the waiting room permitted people to purchase tickets ahead of the start of the sale at 12:00 p.m. PST – while everyone else had to wait until the start time and click a button to enter the queue.

The type of fault that let the cheaters generate the waiting room URL is known as an insecure direct object reference, a coding vulnerability that allows an attacker to bypass approval and access resources directly by modifying the value of a parameter.

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EFCC Arraigns Man over N25m Scam Fraud

On Monday, February 16, 2015 EFCC arraigned one Imeh Albert Akpan, director of Commodore Aviation Services before Justice D. K Senchi of the FCT High Court sitting in Apo, Abuja, on a two-count accuse bordering on criminal breach of trust and obtaining by trick.

Akpan allegedly changed the sum of N25 million meant to be used as security for a loan obtained from a new generation bank to individual use.


According to the complainant, the suspect lured him into investing his monies on a project that was not possible. He confirmed that all efforts to recover his money were unsuccessful.

Count one of the charge reads: “that you, Imeh Albert Akpan, being the director of Commodore Aviation Services, a short time in July 2004 dishonestly transformed to your own use the sum of N25 million being proceeds of a Platinum Bank Cheque No. 0093207 that was meant to be used as a security for a loan, issued by Samha Dayekh for and on behalf of Alhaji Bashir Dalhatu and you thereby committed an offence different to Section 311 of the Penal Code Law Cap 532 Laws of the Federation of Nigeria (Abuja) 1990 and punishable under Section 312 of the same Law.”

When the charge was read to the accused, he pleaded not responsible.

In view of his plea, counsel to EFCC, Fatima A. Gwaram urged the court to fix a date for trial to commence. Justice Senchi admitted the accused to bail in the sum of N10m (ten million naira) and two surety in like sum.

The case has been adjourned to April 14, 2015 for hearing.

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Another 419 on the Igbo nation – Enugu International Airport scam

The Enugu International Airport is another 419 on the Biafran Igbo citizens of Nigeria because there is yet nothing international about the airport. It is an informative note that late President Umaru Yar’Adua was the one who in 2008 approved the upgrading to the International status in line with his administration’s policy that each geopolitical zone will have at least one international airport.

In 2009, the Federal Executive Council approved the N4.13 billion for work on the airport which includes extension, asphalting and marking of the runway. The old runway was extended by 600 meters long and 60 meters width. In 2009, the airport was temporarily closed for work and those wishing to take the route were diverted to Sam Mbakwe Airport Owerri.

The Federal Government had invested $870 million in airport infrastructure, which includes the remodeling of the terminals and other security equipment. If the Federal Government invested N139 billion Naira to upgrade 11 airports around Nigeria and Enugu Airport got only N6 billion budgetary. It is very less budget compare to other airports. And President Jonathan had said that a new international terminal for the Enugu Airport will cost N13 billion Naira.

The question is, has any funds been committed to construct the international terminal. Is there any budgetary allocation for the terminal for the year 2015? The answer is negative. Therefore the Enugu Airport project is a 419.

The Turkish Airlines signed agreement in principle as announced by Vice President Sambo a year ago but fled back to Greece after inspecting the equipments on the ground. If that airport is truly international airlines like Virgin Atlantic Airways, British Airways, Emirates Airlines will play the route, but for now all overtures from certain quarters to tempt these carriers to Enugu have failed unhappily due to what they termed poor quality infrastructure. In January, 2015, no airline from Europe, America, Asia and Middle East have landed or taken off from Enugu International Airport.

The runway and aircraft hangers are always busy whenever there is rainfall and many times passengers have to remove their shoes, fold their trousers to walk up the tarmac for boarding. Many Igbo’s who expected to connect from their different overseas destinations to Enugu were disappointed during the Christmas season of 2014 and will still be disappointed by December 2015 because there is no proper plan to provide the South East an international airport. This Enugu International Airport is a different 419 on the Igbo nation and the airlines have dismissed the international status of the airport as a scam. When the emperors decide to actually give us an l airport the volume of activities, flights and passenger traffic will prove it- what we have is another International airport 419 on the Igbo nation and some fools are still celebrating.

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Austrian Journalist Missing after Nigerian Money Fraud

Diminish Pirker, a retired Austrian writer set out for some lost at the end of May not long from now and is assumed dead. Police think he may have submitted suicide in the wake of being hit hard by a Nigerian Spam. Relatives think he may be attempting to find the money.

Diminish Pirker is the previous leader of the ORF local news studio in Carinthia, Austria. The retired writer was clearly reported lost on May 22. As indicated by police there are no intimations to his current whereabouts and he has not been seen since that date. Police have now discharged an announcement to say they accept that Pirker may be dead.

Representative for the police, Roman Hahslinger says that the police accept Pirker may have committed suicide in the wake of losing all his cash in 2013. Pirker obviously succumbed to a Nigerian black money scam, overall known as the “wash” scam, where criminals convince simple exploited people to provide for them cash for chemicals, as far as anyone knows to be utilized to wash cash that has been painted black to maintain a strategic distance from traditions location. In real certainty, the notes are black, certified receipt measured bits of paper and not the genuine thing.

For Pirker’s situation, he obviously traveled to Paris a year ago to watch an exhibition of the alleged “cash cleaning machine,” was persuaded by the con and after that sold his home in Carinthia to have the capacity to send a lot of cash to the offenders in Nigeria. He additionally sold his mother’s apartment in Caritas-Franziskusheim in Klagenfurt – Luise Isabella Pirker had evidently passed away at 94 years old in mid-January. A house on Lake Ossiach was obviously sold to raise cash for the Nigerian Spam.

When Pirker vanished from Vienna, on the day preceding his 70th birthday, he had been proclaimed bankrupt. His relatives conjecture that Pirker may have left to head out to Nigeria to attempt and find what had happened to all his cash.

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Nigerian Online Love Scam – Victim Recoups Some of Her Cash after Police Investigation

A Perth lady who lost a huge number of dollars in a Nigerian online Love scam has recuperated piece of the cash after a police investigation.

The lady, who just needs to be known as Jenny, is the first known WA love scam victimized person to get any cash back.

Jenny, 51, has created a connection with a man called Gary on the internet dating site RSVP 2013.

The Nigerian scammers had stolen a photograph off a site and had made an invented profile for Gary, who claimed to be in love with her and required cash for a business-related emergency.


Nigerian Scammer Gary

“We created a relationship online fairly quickly, and decently quickly he began asking for cash and I sent those totals of cash after around six weeks,” she said.

“When he needed to send his cash back by means of me, I doubted there was something truly wrong here and posed a few questions and wound up with [police] Project Sunbird, who confirmed it was a scam”.

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South Korea – Virus to infect enemies

South Korea is looking to expand a Stuxnet-like virus in order to do just what that earlier cyberweapon did in 2010: attack an enemy’s nuclear facilities. Stuxnet is widely believed to have been formed by the US and Israel to attack Iran’s nuclear facilities.

South Korea’s long-term plan includes developing malware to cripple North Korea’s missile and atomic services, information, along with fortifying its psychological warfare ability to paralyze the origin of a cyberattack.

In spite of those obligations, more than a dozen members of the cyber command’s psychological warfare unit have been under inquiry by military prosecutors for allegedly posting politically charged mail online against the opposition camp and its applicant ahead of the 2012 vote.

At any rate, even if South Korea manages to both generate a cyberweapon on par with Stuxnet and to impose a cone of silence and/or confusion around its own potential whistleblowers, the country might well have to deal with their Stuxnet-like weapon’s Stuxnet-like side effects.

When the engineer cut off his computer and took it home, Stuxnet was let out of its cage, didn’t notice that it wasn’t in an Iranian nuclear facility anymore, and blithely continued to infect SCADA systems, eventually infecting an undetermined amount of computers – estimated to be in the series of tens of thousands of computers around the globe.

Stuxnet was primarily designed to sabotage industrial machinery. Duqu looked to be designed for espionage, mainly information connected to industrial systems – potentially information that could fuel future attacks similar to those of Stuxnet.

In additional words, if South Korea recreates Stuxnet, there’s reason to fear that it could unleash a whole fresh Pandora’s box full of related malware.

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Posted in email spam | Tagged , | Leave a comment user passwords leaked in online

UK retailer Tesco has been forced to suspend 2,239 customer accounts after a list of email addresses, passwords and Clubcard voucher balances was posted online.

The list of user information, dumped on a popular text sharing site on Tuesday evening, was at first thought to be fake until some Twitter users started testing username and password combinations, discovering that they did indeed job.

A little number of users also contacted the BBC, via email addresses published as part of the dump, to confirm that their accounts had been suspended.

The security breach does not appear to have come from Tesco’s end though. The supermarket giant said the information must have been compiled by taking user particulars obtained from breaches at other websites – presumably users who had reused email addresses and passwords across multiple accounts.

Though it is not known exactly where the client details came from at this time, you don’t have to look very far to see examples of where the crooks could have got hold of at least some of the data.

In October Adobe admitted that cyber criminals had appropriated account details for 38 million of their customers.

Some users told the BBC that Clubcard vouchers they had earned had been stolen, though the amounts reported were quite small.Tesco announced that it would offer replacement vouchers to all of those affected.

So let this serve as a timely reminder to use different, difficult passwords for every account that you have online. or else, once one is compromised, all of your accounts become vulnerable.

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Comcast servers compromised by similar attackers as Bell Canada

Hacker group NullCrew claims to have broken into Comcast’s servers today, exploiting a vulnerability reported in December 2013, but not patched.Over the weekend of 01 February 2014 the hacker group also claimed credit for performing a SQL injection attack against telecom supplier Bell Canada.

Bell170They were able to access account login and password information for more than 22,000 little industry customers of Bell’s internet service.The attackers allegedly contacted Bell client support two weeks before the disclosure.

The client service representative clearly didn’t understand the gravity, nor did they escalate to someone who did.

From what we can tell the similar thing happened when NullCrew hacked Comcast.It appears that Comcast, the largest internet service provider in the United States, uses Zimbra as an inside communications platform.

NullCrew exploited an unpatched safety vulnerability to gain access to usernames, passwords and other responsive details from Comcast’s location.They posted the purloined data on pastebin and taunted the industry on Twitter.

Sometimes it appears there is nothing we can do to protect ourselves, but in this case I think there is a valuable lesson.NBCComcast170The vulnerability exploited by the attackers was disclosed and set in December 2013. While that isn’t forever ago, it is enough time that it could have been remedied.

None of us can assume that it will take time, particularly 60 days, for criminals to determine they can take benefit of flaws in our programs.We may have had the luxury of waiting 30 or even 120 days in the past, but today we must continue an accurate and up to date inventory of all software that is deployed and patch it immediately.

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At least 67 million Facebook accounts are false

Facebook. Image courtesy of ShutterstockSocial networking behemoth Facebook revealed last week that it had 757 million every day active users (DAUs) during December 2013, a year-on-year increase of 22%.

New figures from the company’s fourth quarter earnings report show 1.23 billion monthly active users (MAUs) during the similar month, of which 945 million accessed the service through mobile.

According to the company’s own 10-K filing, the answer would seem to be “no” due to the reality that a large number of accounts may, in fact, be false.

While these numbers are based on what we believe to be reasonable estimates of our user support for the applicable period of measurement, there are inherent challenges in measuring usage of our products across big online and mobile populations around the world.

Facebook estimates that between 4.3% and 7.9% of its monthly active users were individuals signing in with more than one account, despite the fact that duplicate accounts are against its terms of service.

A further 0.8 percent to 2.1 percent of monthly users are believed to have been using misclassified accounts, used to represent something other than a real human customer, i.e. accounts created for pets, businesses or organisations.

Some 0.4 to 1.2 percent of accounts are said to be ‘undesirable’ because they have been created to violate Facebook terms of services by, for example, being used to send spam messages or new types of malicious links or content.

Put together, this would suggest that between 5.5% and 11.2% of all accounts on Facebook are either spare, malicious or otherwise ‘fake’.

Based on Facebook’s own figures, this means that anywhere from 67 up to 137 million monthly users are not as they may at initial seem.

Facebook believes there may be some geographical differences in the use of duplicate or false accounts though. Interestingly, it believes that the more developed markets in the US and UK are less prone to ‘fakes’.

Facebook also admitted that due to such restrictions, other figures, such as client age data, may not be entirely accurate.Whether the number of fake accounts is growing or shrinking is hard to say due to the fact that Facebook has now chosen to present a range of variables.

Previously, the company’s first earnings report gave a more precise figure of 8.7%, which equated to 83 million financial records.

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Posted in email spam | Tagged , | Leave a comment is dedicated to all the hardworking people who have been scammed by the spammer or 419 scam frauds. Although our site concentrates on providing awareness of Nigerian 419 spam (scam), scam baiting, advance fee fraud, scam phising, also we deal with other types of fraud such as letter spam, e-mail scam, lottery spam as well. You can go through our scam baiting tips, it is just amazing way to deal with the spammer or scammer.

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